Senior Product Manager

Senior Product Manager 

at Rain Instant Pay

Remote, US

About Rain

Rain is the fastest-growing earned wage access (EWA) fintech in the U.S. We serve 2.5 million employees and are backed by top investors like QED and Prosus. We have raised nearly $400M in funding, including the largest Series A in fintech history, and recently closed our Series B to fuel our next stage of hypergrowth.

Our platform helps people avoid unnecessary financial stress while helping employers boost retention, productivity, and employee well-being. We're driving a movement toward financial freedom, and we are just getting started.

About the Product Team

We are looking for a Senior Product Manager to lead strategic initiatives within Rain’s growing financial services platform—including new products that expand beyond earned wage access, such as rent smoothing, cash-flow tools, and financial health products.

This role will be responsible for driving product vision, strategy, execution, and cross-functional alignment for high-impact features from discovery through launch and scale. You’ll work closely with engineering, design, data, operations, and risk/underwriting to build products that are financially sound, user-friendly, and compliant.

This is a rare opportunity to build meaningful consumer fintech—at scale.

What You’ll Do

• Own the product lifecycle from ideation and roadmapping to launch and scaling
• Drive cross-functional execution with engineering, design, risk, and marketing teams
• Define OKRs and success metrics to align product goals with company strategy
• Translate complex requirements into clear documentation for engineering and design
• Model product economics in partnership with data science to manage fraud and loss rates
• Lead discovery and experimentation to iterate on prototypes and new features
• Communicate updates and risks directly to executive leadership

Who You Are

• You have at least 5 years in Product Management, specifically within fintech or financial services
• You are a full-stack owner capable of running entire workstreams, not just features
• You are a data-proficient thinker who uses SQL, Looker, or Grafana to drive decisions
• You are a strategic & tactical expert who thrives in structured ambiguity
• Effective Influencer across both technical and business domains
• Proven track record of shipping high-impact, consumer-facing products

Preferred Qualifications

• Domain Expertise: Credit risk, underwriting, or payment rails (ACH, bank connectivity)
• Financial Ops: Familiarity with compliance, financial operations, and risk modeling
• Business Models: Experience with marketplace or B2B2C products
• Technical Skills: Advanced SQL and data visualization

Compensation

$175,000 - $190,000

Note this is a range and we take in a variety of factors when determining total compensation for the position.

How we care for our team

Along with competitive salaries, Rain offers great benefits including:

• Flexible PTO
• Medical, Dental, Vision, Life, Disability coverage
• Parental leave
• Monthly stipend
• Equity options

Diversity, Equity and Inclusion Commitments

As part of our dedication to the diversity of our workforce, Rain is committed to Equal Employment Opportunity and does not discriminate based on race, religion, color, national origin, ethnicity, gender, sex (including pregnancy), protected veteran status, age, disability, sexual orientation, gender identity, gender expression, or any unlawful criterion existing under applicable federal, state, or local laws. If you need assistance or accommodation due to a disability, you may contact us at [email protected].

What’s Next

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 10 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.